Basic Strategy For Spanish 21
Spanish 21 is a variation of traditional blackjack. The first thing that is different is the cards used in the game. A “Spanish deck” is a traditional deck of 52 cards with the four 10 cards removed for a deck total of 48. This moves the advantage squarely in the dealer’s court. Why would anyone play Spanish 21 then? To make up for the house edge, the casino offers some other great temptations to the player.
Basic Spanish phrases are perfect for travelers and Spanish beginners alike! Click to read our list of 40 basic, easy-to-learn Spanish phrases you've gotta know to survive conversation. Next is the Spanish 21 basic strategy when the dealer stands on a soft 17. The following is a key to the table.
First, some of the shared rules between traditional blackjack and Spanish 21 include the dealer’s obligation to hit and stay based on the 17 rule. Again, depending on the casino, a dealer may “stay” on a soft 17 (S17) and some may allow the dealer to hit on a soft 17 (S17). Look at the individual casino tables for a notation of which version you are playing at. Rules for “hitting”, “staying”, “splitting” and “doubling” are the same in Spanish 21 as in traditional.
Also, a blackjack will always win for the player, even if the dealer also has blackjack. This is a unique advantage in Spanish 21 over traditional blackjack.

Some of the great perks that the game tries to compensate players for losing their four 10s include great payouts. For example, if you take seven or more cards to total 21 points, you are paid out 3:1 on your wager. Take six cards and get 21 and you are paid 2:1; a five-card 21 pays 3:2.
A “super bonus” is won when a player has a suited 7-7-7 and the dealer draws a 7. Bets less than $25 get a $1000 super bonus, and bets over $25 get a $5000 super bonus. What’s more, all the other players get a $50 “Envy Bonus”! Now the super bonus is obviously tough to get, but some of the other bonus opportunities are more possible.

Reach 21 holding 6-7-8 or 7-7-7 and you will get a bonus. If you are holding a mixed suit the payout is 3:2. If you have either set of these three cards in the same suit, you are paid out 2:1. Draw a 21 with 6-7-8 or 7-7-7 in all spades and you are paid out 3:1.
Remember that the house edge has increased by 2% simply by removing those four 10 cards. These bonuses are not a solution to that problem, but sure are a great incentive to grab players’ attention. In fact, if you play with the best strategy, the house edge can be reduced below those of traditional. That means learning the strategy for Spanish 21 is vital.
As in traditional blackjack, it is a very useful tool to have the “basic strategy” chart for Spanish 21. Here is the basic strategy chart using the player’s total, the dealer’s up card and advice for play based on the correlation of those totals.
Spanish 21 is a variation of regular 21 played without tens in the deck but with more liberal rules. By 'tens' I mean the card in rank between nines and jacks, all face cards are still used. For blackjack novices it should be stressed that taking the tens out of play is very disadvantageous to the player. Any card counter, myself included, can tell you a deck rich in tens favors the player and a deck rich in small cards favors the dealer.
To compensate for the loss of tens, Spanish 21 offers the following rule enhancements over regular blackjack:
The player may double on any number of cards.
Late surrender is allowed. In other words the player may pull out of a hand by forfeiting half his bet, but only if the dealer does not have a blackjack.
A player 21 always beats a dealer 21.
Late surrender is allowed on first two cards.
Double down rescue allows player to take back doubled portion of bet and forfeit the original wager.
Player may double after splits.
Player may resplit up to three times, including aces.
Player may draw and double down to split aces.
A five card 21 pays 3:2.
A six card 21 pays 2:1.
A seven or more card 21 pays 3:1.
A 21 consisting of a 6, 7, and 8 of mixed suits pays 3:2.
A 21 consisting of a 6, 7, and 8 of matching suit pays 2:1.
A 21 consisting of a 6, 7, and 8 of spades pays 3:1.
A 21 consisting of three 7's of mixed suits pays 3:2.
A 21 consisting of three 7's of matching suits 2:1.
A 21 consisting of three 7's of spades pays 3:1.
Three suited 7's in addition to the dealer having any 7 face up pays. $1000 for bets between $5 and $24, and pays $5000 for bets of $25 and over. In addition all other players get an 'envy bonus' of $50.
Note:
1. Dealer usually hits a soft 17 .
2. All 21 bonus hands do not count if the result of doubling or splitting.
3. Six Spanish decks are used (except in Atlantic City where eight decks are used).
Strategy
Following is my Spanish 21 basic strategy when the dealer hits a soft 17. This strategy is based on a combinatorial analysis and is verified by an infinite deck model in Excel.
Next is the Spanish 21 basic strategy when the dealer stands on a soft 17.
The following is a key to the table. Capital letters denote the usual play for a hand unless there is a bonus exception. Exceptions are noted with an h, *, ', ', or $.
H | Hit |
S | Stand |
D | Double |
P | Split |
Rh | Surrender on first two cards, otherwise hit |
3 | Hit if hand is composed of 3 cards or more |
4 | Hit if hand is composed of 4 cards or more |
5 | Hit if hand is composed of 5 cards or more |
6 | Hit if hand is composed of 6 cards or more |
* | Hit if any 6-7-8 bonus possible |
' | Hit if suited or spaded 6-7-8 bonus is possible |
' | Hit if spaded 6-7-8 bonus is possible |
$ | Hit if two sevens are suited (possible super bonus) |
If you can not see clearly the symbols for the 6-7-8 bonus exceptions here is a listing of hands where an exception should be made because of the 6-7-8 incentives.
6,7 (any) Vs. 6
6,8 (any) Vs. 4
6,8 (suited) Vs. 5
7,8 (any) Vs. 2
7,8 (suited) Vs. 3
7,8 (spaded) Vs. 4

House Edge
Following the basic strategy above the house edge in Spanish 21 is 0.69%. However if the dealer stands on a soft 17 the house edge is only 0.34%! This is lower than the Atlantic City blackjack game at 0.43%.
Where to find the Good Games
Usually the dealer will hit a soft 17 however some casinos offer the more favorable game in which the dealer stands on all 17's. Locations that I know of or have heard of where the dealer stands on a soft 17 are:
All casinos in Atlantic City
All casinos in Indiana (only verified at Trump Hotel and Casino)
Venetian in Las Vegas
Basic Strategy Card For Spanish 21
Match the Dealer

Basic Strategy For Spanish 21
In Atlantic City there is a side bet available in Spanish 21. The bet pays 3 to 1 if either of the player's first two cards matches the rank but not the suit of the dealer's up card. The bet pays 12 to 1 if both the rank and suit match. These odds are payable on both of the player's cards. If there is a match the side bet always pays even if the player loses the hand. The house edge on this bet is 2.35% assuming eight decks are used.